Is personal loan better or credit card? The answer actually depends on what you are buying and how you are going to pay it back? When you are out to buy something big and you don’t have the necessary cash-in-hand, you are left with the only option of taking a loan. Now you want to .
To purchase your dream house, car or anything you have ever wished for, financial discipline is a must. Due to the current economic and financial fragility, it is better to know everything about personal loans. This is because these loans can be beneficial to arrange the finances for business and personal endeavors. So, it is .
Who doesn’t want the perfect wedding for their children? Who doesn’t want to give of the best quality education available to their children? However, the things that plague these dreams is money which is required to fund these specified events. The perfect wedding, the best college or the best of anything or overcoming a sudden .
Simply packing off your bags and setting off to new unexplored places creates an adrenaline rush in us. Travelling is so far the best remedy which helps you take a break from the monotonous sequence of life events that you are always part of. It soothes your soul and gives you an unparalleled sense of .
The rapidly changing technology is also having an impact on the lives of people on a global level. Financial technology companies, also known as Fintech companies are constantly competing for gaining the market share. There are many changes which have been brought about by this evolution such as mobile payments replacing cash and credit cards, .
In this day and age, the process of securing a personal loan has become much speedier and simpler, thanks to the influx of various technology-induced lending practices. Presently over 1500 Fintech companies are functioning in India, which has radicalized the personal loan market, scrubbing off the shine and shimmer from the customary banks and several .
A personal line of credit is a flexible monetary option that allows you to borrow the amount of funds that you need, whenever you need it. It is a pool of money that is released at once but can be borrowed in parts based on requirement. A credit line addresses short-term needs and immediate liquidity .
Banking and financial service industries are witnessing a transformation with the implementation of digitalization. Alternative modes of lending such as crowdfunding, investment management services, and digital marketplaces are on the rise. With the collaboration between banks, financial institutions, and FinTech organizations, India is moving towards being a more technologically innovative country. Digital marketplaces are a .
Planning your dream wedding is not only about the perfect outfit or a beautiful venue but also about the details such as getting the decorations right and buying the jewellery of your choice. However, what if you don’t have enough funds to sponsor this dream wedding? You start digging into your savings and keep exhausting .
A personal loan is acquired to meet certain immediate money requirements. This loan type is unsecured as it does not involve keeping a property collateral and the bank will only keep signed cheques by the borrower. Personal loan interest rates are usually high when compared to other loans such as a home loan. There are .