Maintaining a good credit is a very important part of your financial health. When you apply for a loan, be it a home loan or loan for a car, the loan lenders look into your credit history. This gives them an idea of your financial health and your repaying capability. The credit history also gives .
Is personal loan better or credit card? The answer actually depends on what you are buying and how you are going to pay it back? When you are out to buy something big and you don’t have the necessary cash-in-hand, you are left with the only option of taking a loan. Now you want to .
Despite the marketing efforts of banks and financial institutions to sell their credit services, the credit card penetration still hasn’t reached its peak. Ironically, the number of credit card applicants are increasing exponentially, but due to a rigorous procedure and meticulous screening, they are unable to prove their creditworthiness. The most critical parameter is the .
Buying a house needs you take many decisions which can affect your life for years or even decades. Today, getting a home loan is easy but choosing the best options is a difficult task. Moreover, choosing a fixed interest rate over a floating interest rate is a very tough choice as you apply for a .
It is the duty of technology to revolutionize the way things work. It has been seen in every sector that old and traditional methods become obsolete and newer technology takes place. The trend continues in the financial sector also. Recent times have seen India adopt digital methods for funds transfer. Money order through post or .