Everyone in this world wants to live in their dream home. But, not everyone can afford one right away. With real estate prices shooting off the roof, more and more people are opting for home loans. However, getting a home loan is not as easy as it sounds. There is a lot of paperwork that .
Every single person in the world now has access to advanced forms of technology. As a result, consumers can take their own decisions. They do not rely on the sales pitches companies would offer them. This has created a lot of confusion for companies in this market because now they have to get better and .
The process in which banks make money is pretty simple. First, they take in deposits from people like you and me. Then, they spread it around by lending it to other people in the form of loans. So, in order to make money, the banks set interest rates on these loans. The net interest margin .
Change is the only thing that is constant in this world. Technology too is changing. It is evolving at a rapid pace. As a result, it has helped shape a lot of industries in modern times. And, this also includes the banking industry. You might have noticed that financial services that people use every day .
A digital banking revolution is upon us. It is changing the way people interact with financial products and services. The financial sector has been empowered by data-driven tech companies who want to make financial services more accessible. At the heart of this lies its core that is Fintech, short for financial technology. Fintech lies at .
As the financial year is drawing to a close, you must be getting emails from your finance team to submit tax planning documents. This might seem confusing for many working professionals. And people who are new to this will simply be having a hard time figuring out what they should do. As a taxpayer, you .
The process of business loan disbursement is a complex and lengthy one. For small to medium businesses, this means trouble. They need the money to survive. And, on top of that, most of them do not receive the amount of funding they actually need. Usually, most business owners would approach the traditional banking institutions for .
As surprising as it may sound, taking a personal loan can help you improve your credit score. You might be wondering how can that be possible since typically loans increase debt. For starters, a personal loan is an installment loan. This means that the loan will not affect your credit score like the debt that .
You might be coming across the term “blockchain” quite a lot in the recent times. It is something that has become quite popular in a very short period of time. In fact, it might possibly transform the future of financial services altogether. However, before proceeding any further, let’s get down to the basics. What Is .
Everyone wants to save money. This is even truer when it comes to availing personal loans. Think about it. When you are thinking about taking a personal loan, the only thing on your mind is to get the best personal loan rate. Isn’t that right? And, you are not alone. Every single person out there .