Processing Time

7 working days

Interest Rate

16% onwards

Processing Fees

2% + ST

Pre-Payment Fees



1 - 5 years

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Bajaj Finserv Loan Against Property on Rubique
Loan Against Property

Apply Bajaj Finserv Business Loan Online @16% Interest Rate Onwards

  • Loans up to Rs.30 lakh
  • Nil foreclosure charges
  • No guarantors & no collaterals
  • Part prepayment facility available
  • Preapproved offers on top up loans and reduction of rates
  • Flexibility to prepay loans with idle funds
  • Online account access
  • Age: min 21 Years to max 65 years at the end of loan tenure
  • Eligible borrower: proprietorship firms, partnership firms, limited companies involved in the business of manufacturing, trading or services
  • Firm / company should have been in operation for the last 3 years
  • Firm / company should be making cash profits for the last two years
  • Credit appraisal methodology will be based on working capital cycle / gap and the turnover
  • Credit reference: the applicant should have a sound credit history
  • KYC documents: entity proof, partnership deed/certificate of incorporation/shops and establishment certificate; copy of PAN card of entity/proprietors/partners/directors/security providers and guarantors; address proof of entity/proprietors/partners/directors/security providers and guarantors; latest photograph; signature verification; proof of contact ability
  • Proof of experience
  • Proof of stability: residence / office
  • Financials: last 3 years audited/provisional financials (audited financials to include balance sheet, profit and loss account along with schedules and notes to accounts, tax audit reports, statutory audit report); In case of provisional financials, VAT returns are also required
  • Current year performance and projected turnover on letterhead of the entity
  • Income tax returns for the last two years with computation of income, audited balance sheets and profit & loss account, if filed online, acknowledgement number is required
  • Bank statements: latest bank statements for last 6 months
  • Repayment track record with financiers for loans already availed
  • Part prepayment charges: NIL
  • Processing fees: 2% of the loan amount will be charged at the time of disbursal of the approved loan amount
  • Foreclosure and prepayment charges: Nil
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