Processing Time

7 working days

Interest Rate

15.50% onwards

Processing Fees

2.50% + ST

Pre-Payment Fees



1 - 5 years

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HDFC Bank Business Loan on Rubique
Business Loan

Apply HDFC Bank Business Loan Online @15.50% Interest Rate Onwards

  • No guarantors & no collaterals
  • Flexi EMI option
  • Hassle free loan disbursement
  • Faster loan processing
  • Age: min 21 Years to max 65 years at the end of loan tenor
  • Proprietorship firms, Partnership firms, Limited companies involved in the business of manufacturing, trading or services
  • Firm / company should have been in operation for the last 3 years
  • Credit appraisal methodology will be based on working capital cycle / gap and the turnover
  • Credit reference: the applicant should have a sound credit history
  • KYC documents: Entity proof, Partnership deed/certificate of incorporation/shops and establishment certificate, Copy of PAN card of entity/proprietors/partners/directors/security providers and guarantors, Address proof of entity/proprietors/partners/directors/security providers and guarantors, Latest photograph, Signature verification, Proof of contact ability
  • Proof of experience
  • Proof of stability: residence / office
  • Financials: last 3 years audited/provisional financials (audited financials to include balance sheet, profit and loss account along with schedules and notes to accounts, tax audit reports, statutory audit report); In case of provisional financials, VAT returns are also required
  • Current year performance and projected turnover on letterhead of the entity
  • Income tax returns for the last two years with computation of income, audited balance sheets and profit & loss account, if filed online, acknowledgement number is required
  • Bank statements: latest bank statements for last 6 months
  • Repayment track record with financiers for loans already availed
  • Processing fees: Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000 & maximum of Rs. 75,000
  • No prepayment permitted until repayment of 6 EMIs. Prepayment charges are 2-4% of the principal outstanding amount
  • No offers available
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