Processing Time


Interest Rate

19.50% onwards

Processing Fees

Up to 2% + ST

Pre-Payment Fees



1 - 3 years

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IIFL Business Loan on Rubique
Business Loan

Apply IIFL Business Loan Online @19.50% Interest Rate Onwards

  • Smart SME Loan - Credit facility up to Rs. 50 lacs, quick approval with minimum documentation, flexible repayment options with no prepayment penalty, collateral free loan
  • Insta SME Loan - Loan up to Rs. 15 lakh, collateral free loan, tenure 12-48 months required, instant approval, minimum documentation
  • Flexi SME Loan - Credit facility up to Rs. 50 Lacs, 30% of sanctioned amount can be taken as revolving line of credit, tenure up to 10 years
  • Convenience of service at your doorstep
  • Self service portal for online transactions
  • Enitities can be Sole Proprietorship Firms, Partnership Firms and Private Limited Companies engaged in business of Manufacturing, Trading and Services.
  • Business vintage of minimum 3 years
  • Positive net worth
  • Good repayment history
  • Application form with a recent photograph of all co-applicants
  • KYC Documents as per RBI guidelines
  • Last 3 years(Flexi SME loan), 2 years(Smart SME loan), 1 year(Insta SME loan) IT Returns and Financial Statements of the establishment & its promoters
  • Last 6 months(Smart / Flexi), 3 months(Insta) bank statements
  • Additional document(s) may be required for credit assessment and processing of loan request
  • Processing fees: Up to 2% + ST
  • Prepayment charges: Applicable post 6 months of loan disbursal. Based on the amount being paid
  • No offers available.
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