General FAQs
As an online marketplace for financial products, we provide credit financing through partnered institutes to individuals, businesses and budding entrepreneurs. Rubique ensures end-to-end services, including sourcing, application, documentation, follow-ups with banks and disbursement.
Our range of consumer products includes credit cards, personal loans, home loans, and loans for cars and two-wheelers (new or used). The range of business loans include loans against property, commercial vehicle loans, construction equipment loans and business loans.
Here are the top 5 reasons:
  • Because we offer a range of banks and NBFC’s to choose from, it is both convenient and easy to work with. You apply through one trusted channel and we can assure you of your disbursements.
  • Because you can compare a range of products with the help of our unique matchmaking algorithm. It uses your basic details to find the best deal for you.
  • Because you can track your application status real-time from our website.
  • Because we offer end-to-end solutions right until disbursement.
  • Because by working with us, you can save about a week on your application processing time. We guarantee instant in-principal approval on your application in real-time from financial institutes.
If you have submitted your requirement request to us, you will receive a call from Rubique’s staff, who will assist you with the application and documentation process.
If you have applied for an ‘in-principal approval’ product, you will receive a call from the bank to fix an appointment for document pick up.
No. Our service is completely free. We get paid a commission from banks and financial institutes on every fulfilment.
Accurate information on the application and correct documentation are key to speeding things up. The sooner you submit your application with correct documentation, the faster your application is processed.
However, every bank and product has its own defined document requirement and turn-around time. We recommend you browse through the ‘Details’ section listed under each product to understand the processing time.
Data security is a huge priority for us. We are as concerned about the safety of your data as you are. Thus, our data security team works 24/7 to put systems and measures in place which ensure 100% protection of the information that you share with us.
This is very unlikely but if it does happen, we will help you rectify whatever shortcomings that may have led to the rejection. The application can then be reprocessed with the same institute or another one.
I need to understand more about the process / application / documentation, who do I speak to?

You can send us an email at hello@rubique.com your contact information and request, we will get in touch with you.