1.00% + ST
1 - 20 years
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- Customized Loan Solution
- Higher Loan Eligibility
- Loans under “No Income Proof” scheme available
- Balance Transfer at attractive rate of Interest
- Simplified documentation
- Doorstep service
- Quick and Transparent Processing
- Loan sanction possible before selecting the property
Reliance Home Loan - What You'll Love
- Age : For salaried - 18-60 years, for self-employed - 18-65 years
- Property must be used for residential purposes with an area greater than 500 sq. ft.
- Customer should be an Indian resident
Reliance Home Loan Eligibility
- Identity Proof - Passport / PAN card / Voter’s Identity Card / Driving License / Identity card with applicant's Photograph issued by Government, Aadhar Card.
- Address Proof - Passport / PAN card / Voter’s Card / Driving License / Latest Utility bill (electricity, telephone, postpaid mobile phone, piped gas, water bill) / Property Tax receipt / Bank or Post Office savings bank account statement / Letter of allotment of accommodation issued OR Leave and license agreements issued by Government to the employee.
- 3 Months Salary Slip for Salaried or Salary Certificate. Copy of last 2 years Form 16 or IT Retrurn.
- Bank Statement for the last 6 months of the salary account.
- For self employed partnership deed in case of partnership firm; MOA/AOA in case of a company.
- Copy of IT return, Computation of income, CA certified balance sheet and profit & loss account, all for the last 2 years.
- Bank statement for the last 6 months of the business accounts
- Tax audit report of individual partnership & company
- Latest share holding pattern attested by CA/CS in case of a company. VAT/ Sales Tax Returns
- List of directors attested by CA/CS in case of Company.
- Sanction letter for working capital Limits & term loans with SOA.
- Copy of degree certificate in case of professionals.
Documents Required for Reliance Home Loan
- Login fees: Loan up to Rs 28 lacs - Rs. 3,000/- + S.T; Loan greater than Rs 28 lacs - Rs. 6500/- + S.T
- Processing fees: 1.00% + ST
Reliance Home Loan - Fees and charges