Processing Time

NA

Interest Rate

8.70% onwards

Processing Fees

0.50+ ST onwards

Pre-Payment Fees

Up to 2%

Tenure

1 - 30 years

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Aditya Birla Housing Finance Home Loan on Rubique
Home Loan

Apply Aditya Birla Housing Finance Home Loan Online @8.70% Interest Rate Onwards


  • Attractive interest rates
  • Loan tenure up to 30 years
  • Quick & transparent processing
  • Choose between simple EMIs or structured repayments
  • Nil pre-payment charges for floating rate home loans given to individuals
  • Attractive balance transfer option available
  • Door step services
  • Minimum age of applicant - 21 yrs
  • Maximum age of applicant at loan maturity - 60 years
  • Loan to property value - Upto 30 Lakhs - 90%, 30 Lakhs to 75 Lakhs - 80%, Above 75 Lakhs - 75%
  • Proof of Identity and Address - Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or Registration certificate or PAN card (PAN Card only as identity proof) or any other document as acceptable to ABHFL
  • Proof of Income : Salaried - Latest 3 months salary slip showing all deductions & Form 16, Self Employed - IT Returns or financial documents for last 2 years and computation of income certified by a CA for last 2 years
  • Bank statement where salary or income is credited : Salaried and Self Employed - Latest 6 months
  • Proof of Other Income - Rental receipts or documents showing receipt of income
  • Property Documents - Copy of title documents and approved sanction plan
  • Processing fees : 0.50% + ST onward
  • Pre-payment charges : Nil for borrowers who availed floating rate. 2% of principal outstanding for fixed rate borrowers.
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