Age: min 21 years to max 65 years at the end of loan tenor
Eligible property: new house in approved projects, resale flats, construction of own house on a plot, balance transfer of existing home loan
For salaried individuals: the loan amount is based on the last 3 months average salary & form no. 16 & for others, it is calculated on the last 2 years ITR
KYC Documents: Identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
New home loan in an approved project: copy of the allotment letter / buyer agreement receipt/(s) of payment/(s) made to the developer
For self-employed professional: education qualification certificate; business stability proof / ownership proof; income tax returns with computation of income for last 3 years; last 3 years CA certified / audited balance sheet and profit & loss account
