Equitas Home Loan on Rubique

Home Loan

Apply Equitas Home Loan Online @13.50% Interest Rate Onwards

Processing Time

NA

Interest Rate

13.50% onwards

Processing Fees

Rs. 5,000 + ST

Pre-Payment Fees

2%

Tenure

3 - 15 years

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    Equitas Home Loan - What You'll Love

  • Differential rate for equitas members and general customers

    Equitas Home Loan Eligibility

  • Members of Equitas: Min 18 years and Max 60 years
  • General Category: 21 years to 60 years for self employed, 21 years to 55 years for salaried
  • Eligible property: new house in approved projects, resale flats, construction of own house on a plot, balance transfer of existing home loan
  • For salaried individuals: the loan amount is based on the last 3 months' average salary & form no. 16 & for others, it is calculated on the last 2 years' ITR
  • Regular & sound banking habits

    Documents Required for Equitas Home Loan

  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • New home loan in an approved project: copy of the allotment letter / buyer agreement receipt/(s) of payment/(s) made to the developer
  • For self-employed professional: education qualification certificate; business stability proof / ownership proof; income tax returns with computation of income for last 3 years; last 3 years' CA certified / audited balance sheet and profit & loss account
  • Photographs

    Equitas Home Loan - Fees and charges

  • Processing fees: Rs. 5,000
  • Technical fees: 0.75% of sanctioned amount and Admin fees: 0.5% of sanctioned amount

    Equitas Home Loan Offers

  • No offers available