Processing Time

NA

Interest Rate

8.30% onwards

Processing Fees

0.50%/Rs. 10,000 + ST

Pre-Payment Fees

Nil

Tenure

1 - 30 years

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HDFC Limited Home Loan on Rubique
Home Loan

Apply HDFC Limited Home Loan Online @8.30% onwards Interest Rate Onwards


  • There is no need to search for the guarantor
  • No pre-closure and pre-payement charges required.
  • NRI individuals can also enjoy the benefits
  • Age: Salaried (21 to 58 years); Self-employed (21 to 65 years)
  • Salaried individuals with minimum gross income Rs. 20000 per month and self-employed with annual income of Rs. 2.5 lacs
  • Minimum 3 years of stability for salaried and 2 years of stability for self employed.
  • Loan will be given to employees in Central /State govt / PSU/ Pvt / Public ltd companies for salaried individuals.
  • In case of new company cases such as small private limited companies, partnership firms, decision will be taken based on company profile check for self employed individuals.
  • KYC Documents: Passport, Driving license, PAN Card, Election /Voters identification card, Job card issued by NREGA duly signed by the officer of the State Government, Aadhaar Card/ Aadhaar letter issued by UIDAI / E-Aadhaar Letter
  • Identity card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions
  • Letter issued by a gazetted officer with a duly attested photograph of the person/Applicant.In case of Defence Personnel (Indian Army, Navy, Air Force, Central Reserve Police Force, Border Security Force, Indo-Tibetan Border Police, Central Industrial Security Force and Sashastra Seema Bal) - Letter from Commanding Officer along with Canteen Card
  • Utility bill which is not more than 2 months old of any service provider (electricity, telephone/Internet, postpaid mobile phone, piped gas/ LPG book with latest receipt, water bill)
  • Latest Property or Municipal Tax Receipt
  • Bank Account/ Post Office Saving Bank Account Statement/ Passbook , not more than 3 months old
  • Application form with photograph
  • Processing fee cheque
  • Identity & residence proof
  • Last 6 months bank statements
  • Form 16 and latest salary slip for salaried individual
  • Education qualifications certificate & proof of business existence for self employed individuals.
  • Business profile, Last 3 years profit/loss & balance sheet for self employed individuals.
  • Processing fees: 0.50% of sanctioned amount or Rs. 10,000, whichever is lower
  • Pre closure charges: Nil
  • No offers available.
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