Processing Time

NA

Interest Rate

8.55% onwards

Processing Fees

5,000 + ST

Pre-Payment Fees

Nil

Tenure

1 - 25 years

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IIFL Home Loan on Rubique
Home Loan

Apply IIFL Home Loan Online @8.55% Interest Rate Onwards


  • Super quick loan application process.
  • Completely transparent, hassle free procedure with zero hidden costs.
  • Innovative options such as door-step services and personal loan counseling.
  • Nationwide presence and consistent online presence ensures that IIHFL is approachable at any time.
  • Balance Transfer Facility- Transfer your existing home loan from another lender to IIHFL.
  • Option to apply for the loan individually or jointly with co-applicants (not necessarily co-owners).
  • Maximum loan available is 75% of the cost of the property for loans above 75 lakhs and 80% of the cost of the property for loans upto 75 lakhs.
  • Linked security offered with insurance cover.
  • Tax benefits under Section 80C of the Income Tax Act, 1961.
  • Age for salaried : 25 - 58 years, self-employed : 25 - 58 years
  • For salaried customer, minimum gross family income : Rs.2 lacs; for self-employed, minimum profit : Rs. 2 lacs (minus taxes)
  • The applicant must qualify in terms of the gauge of repayment capacity.
  • Identity proof: Passport, Driving license, Voter’s ID, PAN card, Aadhar card etc.
  • Verification of Signature: PAN Card, Passport or Authentication letter from the bank.
  • Proof of Residence: Passport, Voter’s ID, Telephone bill that isn’t older than 3 months, Ration Card, Bank passbook with address, Latest utility bill (electricity, water etc).
  • Salaried Individuals: Last 6 months bank statement, latest form 16/ITR, latest 3 months salary slips.
  • Self Employed Individuals: Last 6 months bank statement, last 3 years IT returns for both self and business, certificates proving educational qualifications, last 3 years balance sheet, professional practice certificate, copy of business license and partnership deed (if applicable).
  • Self Employed Non Professional: Last 6 months bank statement, last 3 years IT returns for both self and business, certificates proving educational qualifications, last 3 years balance sheet, professional practice certificate, copy of business license and partnership deed (if applicable), brief introduction to the business as furnished on the letter head of the firm.
  • Processing fees: For salaried - Rs. 5,000 + ST or Rs. 10,000 + ST, for self-employed - 0.50%
  • No offers available.