Loan Against Property Offers

Hinduja Loan Against Property on Rubique

14.00% onwards Interest rates
Processing Fees1.25 % + ST
Tenure1 - 12 years
Features: Flexible tenure from 1 to 12 years
Flexible repayment options

Indiabulls Loan Against Property on Rubique

10.75 % onward Interest rates
Processing Fees1.00% - 1.50% + ST
Tenure1 - 15 years
Features: Flexible prepayment options
Reasonable Interest Rates

Au Financiers Loan Against Property on Rubique

14.00% onwards Interest rates
Processing Fees2.00 % + ST
Tenure1 - 12 years
Features: Easy and flexible repayment terms
Flexible products,documentation and collections

RBL Bank Loan Against Property on Rubique

12.50% onwards Interest rates
Processing Fees1.00 % + ST
Tenure1 - 15 years
Features: Flexible tenure of upto 25 years
Minimal documentation and faster approvals

Tata Capital Loan Against Property on Rubique

12.00% onwards Interest rates
Processing Fees1.00 % + ST
Tenure1 - 15 years
Features: Flexible tenure from 12 to 180 months
Part payment allowed, with appliable charges

Edelweiss Loan Against Property on Rubique

11.75% onwards Interest rates
Processing Fees1.00 % + ST
Tenure1 - 15 years
Features: Loan amount upto Rs. 10 Crore
Flexible repayment tenure upto 15 years

IDBI Loan Against Property on Rubique

11.50% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: You can mortgage your residential, commercial or Industrial property to get a loan

Larsen and Toubro Loan Against Property on Rubique

11.85% onwards Interest rates
Processing FeesUp to 2 % + ST
Tenure1 - 15 years
Features: Flexible repayment options and dedicated relationship manager

Religare Loan Against Property on Rubique

15.00% onwards Interest rates
Processing Fees1 % + ST
Tenure1 - 15 years
Features: Simplified Documentation and quick processing

Cholamandalam Loan Against Property on Rubique

11.00% onwards Interest rates
Processing Fees2% + ST
Tenure1 - 15 years
Features: Floating interest rate and secured long term loans

Kotak Bank Loan Against Property on Rubique

10.75% onwards Interest rates
Processing Fees0.75% + ST
Tenure1 - 12 years
Features: Loans available against residential as well as commercial properties

DBS Bank Loan Against Property on Rubique

9.65% onwards Interest rates
Processing Fees0.25% + ST
Tenure1 - 10 years
Features: Loans up to Rs. 3 Crores, Flexible repayment tenure up to 10 years, Loans up to 65% of the property value

Equitas Loan Against Property on Rubique

17.50% onwards Interest rates
Processing Fees1.50% + ST
Tenure3 - 15 years
Features: Loan amount between Rs. 5 lacs to Rs. 20 lacs, Easy repayment options, Interest rate fixed for initial 3 years

Reliance Loan Against Property on Rubique

13.00% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: No financials required for loans upto Rs. 3 cr and flexible repayment options

PNB Housing Loan Against Property on Rubique

10.25% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: Excellent post disbursement services

DCB Bank Loan Against Property on Rubique

11.00% onwards Interest rates
Processing Fees1.50% + ST
Tenure5 - 15 years
Features: Offers loans both for salaried and self-employed customers. Provides flexible loan tenure

IDFC Bank Loan Against Property on Rubique

11.00% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: Meets all your requirements. Your money saves interest while it’s in your account.

Shriram Housing Loan Against Property on Rubique

15.00% onwards Interest rates
Processing Fees1.50% + ST
Tenure1 - 15 years
Features: Simple documentation and quick processing

Standard Chartered Loans Against Property on Rubique

10.25% onwards Interest rates
Processing Fees1.00% + ST
Tenure5 - 15 years
Features: Provides attractive interest rates. Loan available for personal expenses or even business expansion

Deutsche Bank Loans Against Property on Rubique

10.25% onwards Interest rates
Processing Fees1.00% + ST
Tenure5 - 15 years
Features: Get higher loan amounts ranging from Rs.10 lakhs up to Rs. 10 crores. Loans available on residential as well as commercial property.

Axis bank Loan Against Property on Rubique

10.00% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: Attractive rate of intrests for the loan amount. Speedy approvals for hassle free loan disbursments.

ICICI Bank Loan Against Property on Rubique

11.85% onwards Interest rates
Processing Fees0.75% + ST
Tenure1 - 15 years
Features: Higher Loan amount with attractive Lower EMI. Loan amount can be used for business as well as personal needs.

HDFC Limited Loan Against Property on Rubique

9.60% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: No pre-closure and pre-payement charges required. Flexible repayment options to decide between Dropline Overdraft Facility or EMI based loan.

Magma Loan Against Property on Rubique

16.00% onwards Interest rates
Processing Fees1.00% + ST
Tenure3 - 15 years
Features: Competitive home loan interest rate, terms & conditions. Well-trained and knowledgeable team.

DHFL Loan Against Property on Rubique

11.50% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: Avail loan from Rs. 15 lacs up to Rs. 10 Cr. Realize your dreams faster

IndusInd Loan Against Property on Rubique

10.75% onwards Interest rates
Processing FeesUp to 2% + ST
Tenure5 - 15 years
Features: Maximum loan eligibility at attractive interest rates. Loan for purchase of commercial property

Capital First Loan Against Property on Rubique

12 - 13.50% Interest rates
Processing Fees1% + ST
Tenure1 - 15 years
Features: Min.documentation, Approval without any mortgage, Insurance options at attractive premium, Fast processing, Interest on monthly basis

Aditya Birla Finance Limited Loan Against Property on Rubique

11.00% onwards Interest rates
Processing Fees1 % + ST
Tenure5 - 12 years
Features: Attractive interest rates Quick & transparent processing

Shriram City Union Finance Loan Against Property on Rubique

15.00% onwards Interest rates
Processing Fees1.50% + ST
Tenure1 - 10 years
Features: No income proof scheme for self-employed segment and special scheme for informal salaried segment

Aditya Birla Housing Finance Loan Against Property on Rubique

11.00% onwards Interest rates
Processing FeesUp to 2.00% + ST
Tenure3 - 15 years
Features: Attractive interest rates. Quick & transparent processing

IIFL Loan Against Property on Rubique

11.00% onwards Interest rates
Processing FeesUp to 2.00% + ST
Tenure1 - 15 years
Features: Quick & hassle-free loan. Flexible payback options

Orix Loan Against Property on Rubique

12.00% onwards Interest rates
Processing Fees1.00% + ST
Tenure5 - 15 years
Features: Financing Option for Business Expansion. Financing Option Purchase of machinery

Tata Capital Housing Loan Against Property on Rubique

12.00% onwards Interest rates
Processing Fees1 % + ST
Tenure1 - 15 years
Features: Flexible tenure from 12 to 180 months

Electronica Loan Against Property on Rubique

17.00% Interest rates
Processing Fees1.50%
Tenure3 to 6 years
Features: Perfect financing option to target your business growth

HDFC Bank Loan Against Property on Rubique

9.60% onwards Interest rates
Processing Fees1.00% + ST
Tenure1 - 15 years
Features: Higher Loan amount with attractive Lower EMI.

Federal Bank Loan Against Property on Rubique

11% Interest rates
Processing Fees1%
Tenure5 - 15 years
Features: Quick and hassle free online process.

Apply for Loan Against Property on Rubique - How it Works

We have partnered with leading banks and NBFC's to provide you a comprehensive range of loan against property options. Our unique matchmaking algorithm ensures that we match your requirements with available options and provide you the best results.

Offers are displayed sequentially to help you compare key features like interest rates, processing fees, tenure and features. So, you can make an informed decision.

Once you have compared and found the loan that is best suited to your requirements, you need to fill a detailed online application form. This is required to check your eligibility and process your application.

We also help you with end to end fulfilment, including documentation pick up and submission to the respective financial institutions. You can track the entire journey of your application by logging in to \"My Accounts\" section.

All about Loan Against Property - FAQ

Who can avail a loan against property?

Individuals – salaried/ professionals/ self-employed

Non-individual entities - proprietorship firms/ partnership firms/ private limited companies/ public limited companies

2. Non-Individual Entities Proprietorship Firms Partnership Firms Private Limited Companies Public Limited companies

How much finance can I avail against the property?

This depends on the property type, valuation and bank’s policy. Generally, you can get a loan for up to 80% of the property value.

What is the eligibility for loan against property?

Anyone aged between 25 and 65 years who is not retired is eligible. While this is the broad criteria, the following factors also impact eligibility:

Purpose of the loan Your income Assets and liabilities Your spouse’s income, in case you are applying for a joint loan Qualifications Employment and professional experience Credit score and history (the prospect of getting a loan increases with a good credit score) Residential status Number of dependents

Can I apply for a loan along with a co-applicant?

Yes, you can.

My property is co-owned by my parents/ spouse/ relatives. Can I apply for a loan individually or do I need a co-applicant?

If the property is co-owned, all co-owners need to be co-applicants.

What is the loan processing time?

Typically, 7-15 working days after all the documents are submitted. The process includes evaluating your property value through a credit, legal and technical accessor.

How would the value of my property be determined?

Through a valuation conducted by independent credit accessor appointed by the financial institute.

What is the tenure of the loan available?

A maximum of 15 years.

How do I pay the EMI?

For monthly payments, banks may request for an Electronic Clearing System (ECS) form to be signed by you linking your salary or operational account. Besides ECS, at the time of applying for the loan, banks may ask you to submit post-dated cheques.

Do clarify your ECS debit date with the bank so you can ensure sufficient balance for payment clearance.

Can I pre-pay my loan?

Yes but most financial institutions allow part pay after 6 months from the date of disbursement.

Will I be charged by Rubique for services offered?

No. The services offered by Rubique are completely free of charge.

I submitted my application to Rubique. Now, what next?

Once your application has been electronically processed and received, it will be securely sent to the financial institution of your choice.

What if my application is rejected?

In an unlikely scenario of rejection, we will help you rectify the shortcoming and re-process the application with same or other institute.

How do I apply for a loan against property?

You can browse, compare and apply for loan from here.

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