1.00% + ST
1 - 15 years
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- Higher Loan amount with attractive Lower EMI.
- No pre-closure and pre-payement charges required.
- Flexible repayment options to decide between Dropline Overdraft Facility or EMI based loan.
- Loan amount can be used for business as well as personal needs.
- Speedy approvals for hassle free loan disbursments.
HDFC Bank Loan Against Property - What You'll Love
- Age: Salaried (21 to 58 years); Self-employed (21 to 65 years)
- Salaried individuals with minimum gross income Rs. 25000 per month and self-employed with annual income of Rs. 2.5 lacs
- Minimum 3 years of stability for salaried and 2 years of stability for self employed.
- In current business for at least 5 years and minimum 3 years for doctors
- Loan will be given to employees in Central /State govt / PSU/ Pvt / Public ltd companies for salaried individuals.
- In case of new company cases such as small pvt ltd companies, partnership firms, decision will be taken based on company profile check for slef employed individuals.
HDFC Bank Loan Against Property Eligibility
- KYC Documents: Proof of Residence - A ration Card / Telephone Bill / Electricity Bill / Voters Card
- Proof of Identity - A Voter Card / Drivers License / Employer Card
- Last 6 months bank statements for salaried individuals.
- Form 16 and latest salary slip for salaried individual
- Certified Financial Statement for the lastÂ 3 years for self employed individuals.
- Bank Account/ Post Office Saving Bank Account Statement/ Passbook , not more than 3 months old
- Application form with photograph
Documents Required for HDFC Bank Loan Against Property
- Processing fees: 1.00% + ST of loan amount.
HDFC Bank Loan Against Property - Fees and charges
- No offers available.