Processing Time


Interest Rate

10.75% onwards

Processing Fees

0.75% + ST

Pre-Payment Fees



1 - 12 years

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Kotak Bank Loan Against Property on Rubique
Loan Against Property

Apply Kotak Bank Loan Against Property Online @10.75% Interest Rate Onwards

  • Flexible loan eligibility for businessmen
  • Loans amounts ranging from Rs. 10 lakhs to Rs. 3 crores
  • Loans available against residential as well as commercial properties
  • Funds all your needs such as funding existing business, debt consolidation, emergencies, education, etc
  • Flexible loan offerings - EMI based loan or Overdraft facility available
  • Ease of repayment through flexible loan tenure
  • Minimum annual income should be Rs. 1.44 lacs as per the P&L. All eligibility criteria are same for self-employed professionals & self-employed non-professionals
  • Minimum 21 years of age.
  • Maximum 65 years of age at the time of loan maturity.
  • Firm/company should have been in operation for the last 3 years.
  • Firm/company should be making cash profits for the last two years.
  • Completed application
  • Your income documents and bank statement
  • Your address and age proof
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