Processing Time

5 working days

Interest Rate

14.75% onwards

Processing Fees

2.50% + ST

Pre-Payment Fees

Nil

Tenure

1 - 5 years

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Bajaj Finserv Personal Loan on Rubique
Personal Loan

Apply Bajaj Finserv Personal Loan Online @14.75% Interest Rate Onwards


  • Quick processing
  • Part prepayment facility
  • Availing the flexi loans option allows to prepay the loan with idle funds
  • Nil foreclosure charges
  • Pre-approved offers for existing Bajaj Finserv customers
  • Age: min 27 years to max 50 years at the end of loan tenor
  • The eligibility varies based on the applicant's profession, income and loan requirement
  • Minimum working experience of 2 years & 1 year in current job
  • Minimum annual income: Rs.2.50 Lakhs, eligibility will be based on latest 3 months' pay slip /form 16
  • Credit reference: the applicant should have a sound credit history
  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 2 photographs
  • Proof of residence stability
  • Banking statements: latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report
  • Processing Charges: 2.50 % + ST
  • Foreclosure/Prepayment charges: Nil
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