15.95 - 18.95%16% onwards
2 % + ST2.00% + ST
1 - 3 years12 to 60 months
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- Attractive benefits are offered.
- Quick approval process with minimum documentation.
- Lower and attractive interest rates
- Door step services are offered.
- Convenience of doorstep service
- Quick and Speedy processing
- No guarantor/security required
- Special offer for employees of select companies
- Attractive Rate of Interest
- Perfect loan option to plan your dream wedding, a dream vacation, renovating your home or funding your child's education
HDB Finance Personal Loan - What You'll Love
- Salaried : Minimum age 21 years and maximum of 60 years.
- Self Employed : Minimum age 22 years and maximum of 65 years.
- Minimum 1 year of experience for salaried individual and 3 years of Businessexperience for self employed.
- Minimum Rs.15000 income for salaried individual and 75000 annual income for self employed individuals.
- Minimum Age: 21 years, Maximum Age: 60 years (Or retirement whichever is earlier) (65 years for Government Employees. Conditions Apply)
- Minimum Net Monthly Income: Rs 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 15,000 for All Other Locations.
- Minimum 1 year in employment with minimum 1 month salary credit in the current organization
HDB Finance Personal Loan Eligibility
- Address Proof
- Age and identity proof.
- Application form signed by the applicant.
- Income Proof : Last 3 years salary slips, Form 16 / ITR statements for salaried individual and last 3 years ITR with computation income and audited balance for self employed individuals.
- Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card
- Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
- Date of Birth Proof : Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
- Bank Statements : Latest 3 Months bank statements / 6 months bank passbook
- Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
Documents Required for HDB Finance Personal Loan
- Processing Fees : 2%
- Pre-closure Fees : 4%
- Processing Fees : 2.00% + ST
HDB Finance Personal Loan - Fees and charges
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