Processing Time

3 working days

Interest Rate

11.49% onwards

Processing Fees

Upto 2.25%

Pre-Payment Fees

5%

Tenure

1 - 5 years

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ICICI Bank Personal Loan on Rubique
Personal Loan

Apply ICICI Bank Personal Loan Online @11.49% Interest Rate Onwards


  • Loan disbursement within 72 hours of document submission
  • Personal loan up to Rs. 20 lakh for salaried, up to Rs. 30 lakh for self employed and up to Rs. 40 lakh for doctors
  • Interest rate remains unchanged throughout loan tenure
  • Easy repayment options
  • No guarantor required
  • Personal loan up to Rs. 20 lakh for salaried, up to Rs. 30 lakh for self employed and up to Rs. 40 lakh for doctors
  • Age: For salaried, min 23 years to max 58 years at the end of loan tenor For Self-employed min 28 years (self employed individuals) and 25 years (for doctors) to maximum age - 65 years
  • Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata. For self-employed minimum turnover of Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
  • Salaried individuals with minimum 2 years of experience and 1 year stay in current residence
  • In current business for at least 5 years and minimum 3 years for doctors
  • 2 photographs
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report
  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • Proof of residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one)
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Banking statements: Salaried - latest 3 months; Self-employed - latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report
  • Prepayment Charges - 5% of principal outstanding plus service tax
  • Processing Fees : Upto 2.25%
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