Kotak bank Personal Loan on Rubique

Personal Loan

Apply Kotak bank Personal Loan Online @13.90% Interest Rate Onwards

Processing Time

Up to 15 days

Interest Rate

13.90% onwards

Processing Fees

VariableUp to 2.0%

Pre-Payment Fees

5.0%

Tenure

1 - 5 years12-60 months

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    Kotak bank Personal Loan - What You'll Love

  • Avail loans from Rs. 50,000 to Rs. 15 lakhs
  • Bank Doorstep Service - Fix an appointment with any of our representatives on phone and get assistance in completing loan related formalities
  • Minimum paperwork and hassle free processing - No security or collateral required
  • Attractive interest rates

    Kotak bank Personal Loan Eligibility

  • Age: For salaried min 21 years to max 58 years at the end of loan tenor
  • Salaried individuals with minimum net monthly income Rs.25,000
  • Salaried individuals with minimum 2 years of experience and 1 year stay in current residence
  • Age: For salaried min 21 years to max 58 years at the end of loan tenor
  • Salaried individuals with minimum monthly income Rs.25,000
  • Salaried individuals with minimum 2 years of experience and 1 year stay in current residence

    Documents Required for Kotak bank Personal Loan

  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 1 photograph
  • Proof of residence: Valid Passport,Voter's ID card,Food Card (Ration Card),Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer,Bank account statement printed on bank's letterhead, not more than 3 months old, signed and stamped by existing banker Overseas Citizen of India Card,Person of Indian Origin Card,Latest IT Return,Original Letter from Company,Telephone/Electricity Bill
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)/Aadhar Card, Overseas Citizen of India card, Person of India Origin card
  • Banking statements: Salaried - latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 2 photographs
  • Proof of residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one)
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Banking statements: Salaried - latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof

    Kotak bank Personal Loan - Fees and charges

  • Processing Fees: Up to 2% + ST
  • Pre-payment fees: 5% of prinicpal outstanding
  • Processing Fees: up to 2 % of loan amount + ST

    Kotak bank Personal Loan Offers

  • No offers available.