RBL Bank Personal Loan on Rubique

Personal Loan

Apply RBL Bank Personal Loan Online @14.50% Interest Rate Onwards

Processing Time

5 working days

Interest Rate

16 % onwards

Processing Fees

2 % + ST

Pre-Payment Fees

3 - 5%

Tenure

1 - 5 years

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    RBL Bank Personal Loan - What You'll Love

  • No security or collateral required to avail this loan
  • No guarantor required
  • Minimum paper work

    RBL Bank Personal Loan Eligibility

  • Age: min 25 years to max 59 years at the end of loan tenor
  • The eligibility varies based on the applicant's profession, income and loan requirement
  • Minimum annual income: Rs.3 Lakhs, eligibility will be based on latest 3 months' pay slip / Form 16
  • Credit reference: The applicant should have a sound credit history

    Documents Required for RBL Bank Personal Loan

  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 2 photographs
  • Proof of residence stability
  • Banking statements: latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report

    RBL Bank Personal Loan - Fees and charges

  • Loan processing charges: 2 % + ST of loan amount
  • Prepayment charges : 5% of principal outstanding below 12 months and 3% of principal outstanding post that; No foreclosure before 6 months on book

    RBL Bank Personal Loan Offers

  • No offers available.