Processing Time

5 working days

Interest Rate

12.50% onwards

Processing Fees

999 Rs or 2.50%

Pre-Payment Fees

Nil

Tenure

1 - 5 years

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Tata Capital Personal Loan on Rubique
Personal Loan

Apply Tata Capital Personal Loan Online @12.50% Interest Rate Onwards


  • Minimal paperwork
  • Easy repayment options
  • No guarantor required
  • Age: min 21 years to max 58 years at the end of loan tenor
  • The eligibility varies based on the applicant's profession, income and loan requirement
  • Minimum working experience of 2 years & 1 year in current job
  • Minimum annual income: Rs.2.50 Lakhs, eligibility will be based on latest 3 months' pay slip /form 16
  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 2 photographs
  • Proof of residence stability
  • Banking statements: latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report
  • Processing charges: up to 2.50 % of loan amount
  • Prepayment charges: no prepayment charges, if paid after 180 days of taking the loan. Before 180 days, only 25% of the outstanding principal amount can be prepaid
  • No offers available.
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