IndusInd Bank Personal Loan on Rubique

Personal Loan

IndusInd Bank Personal Loan

Processing Time

5 working days

Interest Rate

16.00% to 18.25%

Processing Fees

0.50%- 2.50%

Pre-Payment Fees

4%

Tenure

1-5 years

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    IndusInd Bank Personal Loan - What You'll Love

  • Simple documentation
  • Quick processing and speedy disbursal
  • Repayment options available from 1 to 5 years
  • Doorstep service

    IndusInd Bank Personal Loan Eligibility

  • Age: min 21 years to max 60 years at the end of loan tenor
  • The eligibility varies based on the applicant's profession, income and loan requirement
  • Minimum working experience of 2 years & 1 year in current job
  • Minimum annual income: Rs.2.50 Lakhs, eligibility will be based on latest 3 months' pay slip /form 16
  • Credit reference: the applicant should have a sound credit history

    Documents Required for IndusInd Bank Personal Loan

  • KYC Documents: identity proof, residence address proof, age proof, latest photograph, signature verification, proof of contact ability
  • 2 photographs
  • Proof of residence stability
  • Banking statements: latest 6 months
  • For salaried professional: latest 3 months' pay slips, form no.16, proof of experience, employment stability proof
  • For self employed professional: business stability proof /ownership proof, proof of continuity of business, income tax returns of 2 previous financial years along with complete financial / audit report

    IndusInd Bank Personal Loan - Fees and charges

  • Loan processing charges : 0.50%- 2.50%
  • Prepayment charges : Allowed after 6 installments for self employed clients, and 12 installments for salaried clients
  • Prepayment charge is 4%

    IndusInd Bank Personal Loan Offers

  • No offers available