Standard Chartered Home LoanMax Loan Amount
5 - 20 years
What You'll Love
A Home Loan customer who has been making repayments for more than 6 months is eligible to apply for a top up
Lower Costs: Compared to other alternatives such as personal loans, a top up gives you a better deal when it comes to interest rates and processing fees, so you can leverage your existing home loan to help you save costs
Convenient Repayment Plan: A Top Up Loan allows you to repay over a longer tenure compared to a personal loan, helping you to keep your monthly outflow low.
You also have the option of transferring your existing loan to Standard Chartered Bank and availing a Top Up Loan along with the transfer.
Fees and charges
Processing fees : 0.50% or Rs.10,000 whichever is lower
Pre-closure fees : 2.5%
Part pre-payment fees : Nil
Salaried Individual should have atleast 2 years of work stability
Banking with the bank for atleast 6 months
Self employed individuals should have atleast 3 years of experience.
Audited Finacials : Last 3 years financials CA verified
Age : Minimum 23 - Maximum 65
Identity and Residence proof of all applicants