HDFC Limited Home LoanMax Loan Amount
1 - 30 years
What You'll Love
There is no need to search for the guarantor
No pre-closure and pre-payement charges required.
NRI individuals can also enjoy the benefits
Fees and charges
Processing fees: 0.50% of sanctioned amount or Rs. 10,000, whichever is lower
Pre closure charges: Nil
Age: Salaried (21 to 58 years); Self-employed (21 to 65 years)
Salaried individuals with minimum gross income Rs. 20000 per month and self-employed with annual income of Rs. 2.5 lacs
Minimum 3 years of stability for salaried and 2 years of stability for self employed.
Loan will be given to employees in Central /State govt / PSU/ Pvt / Public ltd companies for salaried individuals.
In case of new company cases such as small private limited companies, partnership firms, decision will be taken based on company profile check for self employed individuals.
Election /Voters identification card
Job card issued by NREGA duly signed by the officer of the State Government
Aadhaar Card/ Aadhaar letter issued by UIDAI / E-Aadhaar Letter
Identity card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions
Letter issued by a gazetted officer with a duly attested photograph of the person/Applicant.In case of Defence Personnel (Indian Army, Navy, Air Force, Central Reserve Police Force, Border Security Force, Indo-Tibetan Border Police, Central Industrial Security Force and Sashastra Seema Bal) - Letter from Commanding Officer along with Canteen Card
Utility bill which is not more than 2 months old of any service provider (electricity, telephone/Internet, postpaid mobile phone, piped gas/ LPG book with latest receipt, water bill)
Latest Property / Municipal Tax Receipt.
Bank Account/ Post Office Saving Bank Account Statement/ Passbook , not more than 3 months old
Application form with photograph
Processing fee cheque
Identity & residence proof
Last 6 months bank statements
Form 16 and latest salary slip for salaried individual
Education qualifications certificate & proof of business existence for self employed individuals.
Business profile, Last 3 years profit/loss & balance sheet for self employed individuals.