Why Rubique?

Best Interest Rates

Get the best interest rates from the most trusted lenders. We'll help you find the best loan for you.

Easy Application

With a complete online process, applying for a loan through Rubique hardly takes a few minutes.

Expert Service

Our experts take care of the loan process every step of the way. Get your loan in your account completely hassle free.

What you need to do?

01

Compare and Apply

We help you compare and select from the widest range of loans.

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02

Get An Approval

Check your eligibility and get instantly approved. All it takes is 4 minutes!

03

Sit Back and Relax

Our experts will handle the entire process for you. Get your loan worry free!

Frequently Asked Questions

01

Mobilizing money for smooth business operation is critical for any business. An unsecured business loan gives you access to credit, which can be repaid over a period of time. It can be used for expansion of an existing business or investing in a new one without pledging anything against the borrowed amount.

02

  • Self-employed individuals/ professionals (like doctors, architects, chartered accountants,business consultants)
  • Sole proprietorship firms
  • Partnership firms
  • Private limited companies
  • Closely held and public limited companies

03

Your firm should be at least 3 years old. For a net income of up to Rs. 1.5 lakhs, a firm can avail loan of up to Rs. 15 lakhs. For net income above Rs. 1.5 lakhs, a firm can avail loan above Rs. 15 lakhs. The above figures are only indicative, the actual eligibility criteria varies across financial institutions.

04

Typically, 4 working days after all documents are submitted.

05

An unsecured business loan ranges from Rs. 10 lakhs up to Rs. 40 lakhs depending upon the financial eligibility.

01

The following entities can avail a loan against property.
1. Individuals
  • Salaried Individuals
  • Professionals
  • Self-employed
2. Non-individual entities
  • Proprietorship firms
  • Partnership firms
  • Private limited companies
  • Public limited companies

02

This depends on the property type, valuation and bank's policy. Generally, you can get a loan for up to 80% of the property value.

03

Anyone aged between 25 and 65 years who is not retired is eligible.
While this is the broad criteria, the following factors also impact eligibility: Purpose of the loan
Your income
Assets and liabilities
Your spouse's income, in case you are applying for a joint loan
Qualifications
Employment and professional experience
Credit score and history (the prospect of getting a loan increases with a good credit score)
Residential status
Number of dependents

01

If you’re a self-employed individual, a family member or blood relative can be a co-applicant. In the case of partnership firms, it must be a partner; and directors in the case of private limited companies.

02

You start the eligibility check for your commercial vehicle loan and receive an instant in-principle approval online in a couple of minutes.,The process from application to online approval to disbursal of the loan takes approximately 7 to 10 working days.,Next, our executives will coordinate with you to complete your application form along with necessary documents required by the selected lender.

03

A bank account is mandatory. In case you don’t have one, you can apply for a new account which will be considered even if it has no recent transactions.

05

Generally, at a flat rate basis on a monthly reducing balance.

Still Confused?

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